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One helpful framework for Microsoft professionals: treat your RSUs as if you received the equivalent amount in cash. Whether you’re handed $70,000 of cash or $70,000 of Microsoft stock, the tax impact is the same. The only difference is the form in which the income arrives. That leads to an important question: If this were cash, would you immediately invest all of it into a single stock? Or would you allocate it toward other goals — diversification, savings, debt reduction, or future planning? M
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