Whether you are in a high risk zone or not, you may need flood insurance because most homeowners insurance doesn't cover flood damage. If you live in an area with low or …

May 13, 2022 · Flood Zone B is an area designation on a flood insurance rate map with a 0.2% chance of flooding from severe storm activity or local drainage problems. Also called a 500 …

What is Zone B & X? Zone B & X: Area of moderate flood hazard, usually between the limits of 100‐year and 500‐year floods.

Aug 16, 2025 · Flood Zone B, now largely superseded by Zone X (shaded) on newer FIRMs, represents an area of moderate flood hazard. Properties in Zone B have a 0.2% annual …

Nov 20, 2025 · Protect your home with coverage that could save you money every year. Flood Zone B is a moderate-risk flood zone. It's primarily known as an area of the 500-year flood, …

“B” zones describe base flood plain areas with “lesser” hazards, such as areas protected by dams, dikes, levees, or shallow flooding areas with average depths of less than a foot etc.

Jan 22, 2024 · Using a flood map, you can see the relationship between your property and the areas with the highest risk of flooding. There is no such thing as a “no-risk zone,” but some …

Other flood zones in this category are Flood Zone B and Flood Zone C. Flood Zone X is designated by FEMA as an area with a lower risk of flooding, falling outside the high-risk …

Areas protected by levees, and base floodplains that present little hazard, such as those with average flood depths of less than 1 foot, are also categorized as Zone B. B Zones may have …

Dec 17, 2025 · FEMA Flood Zone B is an older designation identifying areas of moderate flood hazard. This zone is generally considered between the limits of the 100-year and 500-year …