The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening ser

A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting …

Does your business use consumer reports or credit reports to evaluate customers’ creditworthiness? Do you consult reports when evaluating applications for jobs, leases, or insurance? Here's information …

Reasonable procedures. It is the purpose of this title to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, …

Explore the Fair Credit Reporting Act's model forms and disclosures, offering guidance on credit reporting practices and compliance requirements.

Dec 5, 2024 · The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.

When is an employment background screening company a “consumer reporting agency”? Background screening reports are “consumer reports” under the FCRA when they serve as a factor in …

Dec 11, 2025 · The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.

The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.

I. Introduction The Fair Credit Reporting Act1 (“FCRA”) governs the collection, assembly, and use of consumer report information and provides the framework for the credit reporting system in the United …