Early retirees are a rare breed. Nearly one-in-five Americans would like to retire by the age of 55, according to a YouGov poll, but only 8% believe it is actually possible for them. So if you’re on ...

Your retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, ...

The AI did just that. And it got plenty of things right — while missing the most important point, which a human advisor would have understood instantly. Here’s the plan ChatGPT gave me. Define ...

Find top fiduciary advisors in Florida who specialize in retirement income planning, transparent fees, and client-first ...

Higher income retirees are on track to shoulder larger Medicare bills in 2026, as new income brackets push more people into ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

All future growth is tax-free, so stock market rallies don't increase how much you'll have to pay in taxes. You can delay Social Security to maximize the benefit and use those lower-earning years to ...

I just received a Social Security notice that my modified adjusted gross income was over the income-related monthly adjustment amount (IRMAA) and will be facing an extra charge for Plans B and D. This ...

Tax changes may make it possible to convert more to a Roth for the same tax bill. If you started 2025 with a plan for how much you thought you'd convert to a Roth IRA by the end of the year, the ...

New tax laws create new opportunities for Roth conversions, but clients shouldn’t delay, said Ed Slott, the Rockville Centre, N.Y.-based IRA expert. A “trifecta of tax laws”—the SECURE Act of 2019, ...

'That was an odd year for us' "The impact is relatively small in context but it's still annoying to have it happen." (Photo subjects are models.) Dear Help Me Retire, I just received a Social Security ...