High interest rates have driven up borrowing costs over the last three years. That's an unfortunate reality if you have variable-interest debt or want to take out a loan. The tide, however, is ...

If you need to borrow money, then you'll want to ensure that you're doing so in the most cost-effective way. And, in recent years, that has often been via a home equity loan. When interest rates ...

Forbes contributors publish independent expert analyses and insights. I am a personal finance expert and writer. In 2025, consumer startups are facing a cash squeeze unlike anything in recent memory.

The best loan depends on factors such as your credit, how much home equity you have and your reason for borrowing. Many, or all, of the products featured on this page are from our advertising partners ...

Text Callout : Key Takeaways - Personal Loan or Home Equity Loan: Which Is Better? Both personal loans and home equity loans allow you to borrow a lump sum of money that you repay in fixed monthly ...

Both home equity loans and personal loans can help you access the funds you may need for a large expense, but they come with different costs, risks and eligibility requirements. A home equity loan ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...