The law says if you start your Social Security checks before full retirement age, your benefit will be reduced five-ninths of 1% for each of the first 36 months of reduction and five-twelfths of 1% ...

I hear one or both of these rumors about Social Security benefits all the time from readers. Rumor 1: “I have been told that if I take a reduced Social Security benefit at 62, when I reach my full ...