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Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

If you've signed up with a debt relief company, chances are you were already struggling to keep up with regular bills, credit card balances or collection debt. Maybe your interest rates were too high ...

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

It can be tough to find a path out of debt in any economic climate, but for many borrowers, things are especially difficult right now. Part of the issue is that credit card balances are currently ...

If you find yourself underwater in debt and are struggling to make payments toward your credit card or loan, a debt settlement company like Achieve Debt Relief might be able to help. According to the ...

Americans suffer high amounts of consumer debt, primarily revolving credit card debt. In February 2025, the average credit card debt per American was $6,455, up $194 from a year ago. However, that ...

If creditors agree to settle, you can net some savings. If they don’t, then you’ll likely owe even more.