Wisconsin entrepreneur who spends $20K a month mulls getting a credit card. Dave Ramsey says points are a scam and reveals secret sauce for profit

The best rewards program for small-business owners? Profits.

Dave Ramsey Calls Credit Cards ‘Financial Cigarettes’, and He Has A Point

Dave Ramsey, the personal finance radio host and author, has long compared credit cards to cigarettes, calling them “the ...

Dave Ramsey says your income can't build wealth if you're sending it to car loans and credit cards. 'It's almost impossible mathematically'

Personal finance expert Dave Ramsey has spent decades helping people get out of debt and take control of their money. However ...
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Dave Ramsey: “Those Parent Plus Loans Are Going to Balloon to $175,000 If We Just Fight Over This”

A caller to The Dave Ramsey Show in January 2026 faced a debt situation trapping thousands of families: $170,000 in combined ...