MILLIONS of hard-up households could get cheaper loans under a credit shake-up aimed at stopping “unfair” rejections. Credit reference agencies (CRA) such as Experian collect your ...

If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion. These are ...

The U.K. Financial Conduct Authority published a portfolio letter setting out its supervisory strategy for credit reference agencies and credit information service providers. In the letter, the FCA ...

The Financial Conduct Authority has launched a consultation which could lead to better access to credit for consumers and ...