What is Federal Student Loan Consolidation? Federal Student Loan Consolidation is a government program that allows borrowers to combine multiple federal student loans into a single loan. This can ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Student loans are a major financial concern for millions of Americans, often impacting everything from career choices to homeownership. With total student loan debt in the U.S. reaching over $1.77 ...

If you have a variety of different types of debt, you may be wondering which can be combined. Most people will consolidate ...

Student loan refinance rates have been dropping over the last week. As of January 8, 2026, student loan refinance lenders are ...

Student loan consolidation can make repaying your student loans a little simpler. The process, available only for federal student loans, allows you to roll your loans over into one new loan, giving ...

A new bipartisan proposal in Congress aims to slash interest rates on federal student loans to just 2%, a dramatic drop from the 6% to 9% rates that most borrowers have today. The bill — officially ...

I didn't realize I would open a floodgate when I wrote about federal student loans. Clearly, many parents, college students and graduates aren't sure about all their options. That's understandable.

Using a personal loan to pay off student loans might seem like a viable option for reducing interest rates or consolidating debt. However, there are several factors to consider before proceeding with ...

Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets like GOBankingRates, FinanceBuzz, The Penny Hoarder, and Wall ...