Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

If you’re buying a home this year, you’ve probably come across listings mentioning “assumable mortgage.” It sounds promising, ...

Assumable mortgages allow homebuyers to take over a seller’s home loan — and importantly, keep the loan’s original mortgage rate. Mortgage assumption can help buyers save money while interest rates ...

An assumable mortgage can be a major selling point for a home, especially if it has a very low interest rate. However, selling a home with an assumable loan can be a lengthy and complex process.

The American dream of homeownership is now harder than ever to achieve. While there are many reasons for this, mortgage rates, which have more than doubled in the past five years, are a big one. It’s ...

Once popular in the 1970s and 1980s when mortgage rates peaked around 18%, assumable mortgages are garnering renewed interest. When buying a house, the mortgage rate one assumes can make a significant ...

Opendoor partners with Roam to offer assumable low-rate mortgages on its platform, helping buyers access affordable financing and sellers achieve higher sale prices. The integration leverages Roam’s ...

RetroRate, a startup focused on making assumable mortgages easier to find and evaluate, has raised $2.2 million in seed funding. By streamlining this process, RetroRate aims to make assumable ...

The Texas housing market continues to challenge sellers as inventory reaches its highest level in 14 years, according to new research from the Texas Real Estate Research Center. High interest rates ...